E-Z Deposit®

Run your business—without running around.

Contact Us
decorative image

Despite the rise of electronic payments, your business still needs a smart, efficient way to deposit checks. Citizens E-Z Deposit® solution gives you faster access to funds, and our dedicated business bankers will even come to your office to enroll you. With E-Z Deposit, you can make business deposits right from your desk using remote deposit capture or, while on the go, using accessOPTIMA™ with E-Z Deposit. You can even use your phone as a check scanner. For businesses, it’s banking made easy.

Faster Access to Funds

Skip the paperwork, and spend less time at the bank.

E-Z Deposit simplifies and secures your business deposits, allowing you to:

  • Scan checks, money orders, travelers’ checks, and other paper-based payments using your scanner, PC, or smartphone and convert them to images.
  • Use automated endorsement features as a shortcut when physical signatures are required.
  • Export information from scanned images to your A/R system.
  • Safely transmit the deposit images to us using our secure encryption technology.
  • Submit checks by 8:00 p.m. ET to receive same-day deposit and next-day funds availability.

Easy, 24/7 tracking of activity and transactions

Views and download activity reports with ease.

E-Z Deposit simplifies 24/7 account monitoring, giving you easy access to multiple activity reports.

  • Reporting tracks activity and transactions, provides business deposit details and summaries as well as settlement information.
  • Images are archived online for two years.
  • View deposit activity alongside other account activity through accessOPTIMA™.

Security

Deposit check with peace of mind.

All deposits are encrypted before transmission.

Our state-of-the-art encryption technology protects the integrity and confidentiality of the data on your scanned checks, securing your online data and financial transactions. Once check data and images are captured and transmitted to us, the checks are truncated to image replacement documents. And our secure login features and multiple levels of protection help prevent unauthorized access to your accounts, reducing the risk of fraud. With our remote deposit capture tool, E-Z Deposit®, you can be sure your business deposits are secure.

 

Easy Setup

Sit back and let us do the work.

We handle the setup; you choose the deposit scanner.

  • Your assigned Treasury Solutions Implementation Manager will work with you directly to answer all your questions and facilitate the set-up of your remote deposit capture system.
  • Utilize your smartphone to scan checks for mobile business deposit with accessOPTIMA™
  • Choose from three different scanner models we selected due to their ease of use, reliability, accuracy, and image quality. Scanner models range in speed to support your business needs.

Ready to take the next step?

Get in touch with our team. All fields are required unless marked as "Optional".

Please note: Citizens Business Banking Products and Services are offered in the following states: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington, D.C.

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

  • Equal Housing Lender Logo