Choose the right card for you and your business
Great for rewards
Business Everyday Points® Credit Card
- Earn $325 when you spend $5,000 in the first 90 days1
- Thereafter, earn unlimited 1.5% in rewards on your everyday business expenses
- 0% introductory APR on purchases for 6 months from account opening – after that, a variable APR of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Everyday Points Business Debit Card|RateName=Annual Fees|ProductAttribute=RateValue# 2
- No Annual Fee†
Great for low interest rates
Business Platinum Credit Card
- 0% introductory APR on purchases for 12 months from account opening – after that, a variable APR of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Bank Business Platinum MasterCard|RateName=Annual Fees|ProductAttribute=RateValue# 2
- No Annual Fee†
Business credit card benefits
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.
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Business credit card online banking guide
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Please note: Citizens Business Banking Products and Services are offered in the following states: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington, D.C.
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1 $325 is earned when you spend $5,000 in purchases in the first 90 days from account opening (50,000 bonus points) plus 3 points for every dollar spent, totaling 65,000 bonus points. 1.5% thereafter is earned for every dollar spent (3 points). Each point is worth .005 cents. Redemption values are 1.5% for all redemption options, however, gift cards and merchandise can vary slightly due to shipping costs or special offers. Purchases totaling a minimum of $5,000 must occur within 90 days of account opening in order to be eligible for bonus points. Meeting the $5,000 purchase threshold for bonus point eligibility varies based on account setup. For “Business-Earn” accounts, the purchase threshold will be met by the aggregate spend of all cards under the company, and the bonus points will be applied to the business account. For “Cardholder Earn” accounts, each individual card under the master account that reaches the $5,000 purchase threshold is eligible for bonus points; these bonus points will be posted to the individual account(s). 50,000 bonus points will be posted to your Everyday Points Business Mastercard statement within two billing cycles of your meeting the $5,000 purchase threshold, as detailed above. Accounts must be open and in good standing, both at the time of reaching the purchase threshold and at the time bonus points are posted to your account statement, in order to receive points. You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor. Citizens Bank, N.A. does not provide tax advice. Additional terms and conditions may apply.
2 Variable APRs will vary with the market based on the Prime Rate. The Index is determined monthly, and it is the Prime Rate published in the northeastern edition of The Wall Street Journal in its Money Rates table on the first day of the preceding month. If the first day of the preceding month is not a business day, the Bank will use the Prime Rate published on the next business day. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum, which will be provided with your credit card and your Agreement. This offer is only available on new accounts and if the business does not already have a Business Mastercard with Citizens Bank, N.A. The information about the costs of the card described in this application is accurate as of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Cash Back Plus World MasterCard|RateName=Annual Fees|ProductAttribute=RateValue#. To find out what may have changed, call us at 866-248-4936.
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All accounts, loans and services are subject to individual approval.
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Credit cards are issued by Citizens Bank, N.A.