0% introductory APR for 12 months

from account opening – after that, a variable APR of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Bank Business Platinum MasterCard|RateName=Annual Fees|ProductAttribute=RateValue#¹

Business Platinum Mastercard®

0% introductory APR on purchases for 12 months from account opening – after that, a variable APR of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Bank Business Platinum MasterCard|RateName=Annual Fees|ProductAttribute=RateValue#¹
No annual fee^†
Zero liability for unauthorized account services.²

^†Review terms and conditions >

Pay no interest for your first year plus no annual fees.

Beginning the first day of the 13th billing cycle, variable APRs are #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Bank Business Platinum MasterCard|RateName=Introductory APR|ProductAttribute=RateValue#. This APR will depend on your creditworthiness and will vary with the market based on the Prime Rate.¹
No annual fee^†

Mastercard advantages

MasterRental® Car Insurance³

MasterRental® Car Insurance pays for covered damages to a rental vehicle when the eligible Mastercard was used to initiate and pay for the entire rental transaction. The Mastercard holder and those named as authorized drivers in the auto rental contract are covered. The cardholder must rent the car in his or her own name and decline the collision/loss damage waiver offered by the car rental company.

Visit our guide to benefits, go to www.mycardbenefits.com or call 1-800-Mastercard for more details or to file a claim.

Mastercard Easy Savings® Program⁴

Included in your business rewards credit card at no extra cost to you, the Mastercard Easy Savings® program gives you rebates of up to 25% from participating merchants. Earn another 4% every time you dine at one of the 10,000 participating restaurants or stay at any of the 6,000 participating hotels. And add another 1% for gas purchases at participating gas stations. Your rebates are automatically applied to your monthly statement—no coupons, codes, or fees are necessary. Visit www.easysavings.com for more details and to search for the participants in your area.

Security, protection, and convenience

Your business rewards card has your back when it comes to travel, purchase protection, and account management.³ Use it and enjoy:

Travel Accident Insurance and $100 per day for 3 days in the event of a baggage delay
Mastercard Global Service® provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance
24/7 online account services
Enhanced ID Theft Protection, which includes identity monitoring, bureau credit monitoring, financial account takeover alerts, and white-glove restoration service
Zero liability for unauthorized purchases²
Simply Tap and Go with our Contactless Credit Card for fast, easy and secure checkout wherever you see the contactless symbol
Use Digital Wallets, including Apple Pay® and Google Pay™ to pay in store, online, and in app*.

Get our business credit card mobile app* for on-the-go access

Our new app provides business owners and their cardholders with access to all aspects of their account. View statements, make a payment, manage your pin, or lock your card wherever you are.

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Get in touch with our team. All fields are required unless marked as "Optional".

Please note: Citizens Business Banking Products and Services are offered in the following states: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington, D.C.

¹ Variable APRs will vary with the market based on the Prime Rate. The Index is determined monthly, and it is the Prime Rate published in the northeastern edition of The Wall Street Journal in its Money Rates table on the first day of the preceding month. If the first day of the preceding month is not a business day, the Bank will use the Prime Rate published on the next business day. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum, which will be provided with your credit card and your Agreement. This offer is only available on new accounts and if the business does not already have a Business Mastercard with Citizens Bank, N.A. The information about the costs of the card described in this application is accurate as of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Cash Back Plus World MasterCard|RateName=Annual Fees|ProductAttribute=RateValue#. To find out what may have changed, call us at 866-248-4936.

² Certain restrictions apply, see http://www.mastercard.us/zeroliability for further details.

³ Certain conditions, restrictions and exclusions apply. See the Mastercard Guide to Benefits for complete program details.

⁴ MASTERCARD EASY SAVINGS® PROGRAM TERMS & CONDITIONS: To receive all of the rebates being offered, Cardholder must be enrolled in the Mastercard Easy Savings® Program at the time of purchase. Payment must be made in full at a participating Merchant location with an eligible Mastercard small business credit card, signature debit card or business prepaid card issued by a U.S. Bank. Purchases do not qualify for the program if the purchase transaction is a PIN-based transaction, originated outside of the U.S. or not processed through the Mastercard U.S. transaction processing system. The rebate will appear on your statement after the purchase has posted to your card account, not on the receipt, and may not be reflected until the next statement. Other terms and conditions apply. For more information, visit easysavings.com.

*Wireless carrier, text and/or data charges may apply.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.

All accounts, loans and services are subject to individual approval.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Mastercard, Business Mastercard, Business Platinum Mastercard and Mastercard Easy Savings are all registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Credit cards are issued by Citizens Bank, N.A