accessOPTIMA™

Optimize how your business executes its cash flow.

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accessOPTIMA™ is a digital treasury management platform that provides access to real-time information, seamless payment functionality and practical tools to help you meet daily cash flow requirements and make well-informed business decisions.

accessOPTIMA™ Benefits

Streamlined Transactions

Make various types of payments from a single place and gain greater visivility across the payment lifecycle.

Manage a wide range of transactions.

With accessOPTIMA™, you can:

  • Initiate, schedule and approve various domestic and international payment types
  • Make Positive Pay decisions to confirm authorized payments and protect against fraud
  • Access multiple report types and view images of checks paid, deposit ticket and returned deposited item

State-of-the-Art Security

Advanced encryption technology protects the confidentiality and integrity of your data.

Protect your company from fraud and cybersecurity threats.

To protect your data and Internet transmissions, our system utilizes the latest security and encryption technology:

  • Multifactor authentication
  • RSA SecurID® token(s)
  • 1024-bit SSL encryption

Anytime Access and Information Reporting

Get bank account reports with an overview of activities - anytime, from anywhere.

Get 24/7 access to reporting, images, and payments.

With accessOPTIMA™, you can:

  • View standard bank account reports, create custom reports, and easily access both prior- and same-day account information
  • Receive account activity alerts and messages via text message and email
  • Export data and business bank account reports in a wide variety of formats

Customization

Customize your online business money management screens for maximum speed, efficiency, and control.

Mobile Banking

Features a responsive design to provide the same capabilities across desktop and mobile devices.

Set Permissions

Ability to create, add and control user profiles for individual team members.

Ready to take the next step?

Get in touch with our team. All fields are required unless marked as "Optional".

Please note: Citizens Business Banking Products and Services are offered in the following states: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington, D.C.

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

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