Today’s Mortgage Rates
Get your rate, and you could lock it in for up to 60 days.1
These rates and monthly payments are based on a $300,000 mortgage. Lending limitations such as property state and loan amount may apply.
30-Year Fixed Rate
Rate: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=30 Year Fixed Rate|ProductAttribute=RATE#
APR: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=30 Year Fixed Rate|ProductAttribute=APR#
Points: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=30 Year Fixed Rate|ProductAttribute=POINTS#
Estimated Monthly Payment: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=30 Year Fixed Rate|ProductAttribute=MONTHLY_PAYMENT#
Get Started*15-Year Fixed Rate
Rate: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=15 Year Fixed Rate|ProductAttribute=RATE#
APR: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=15 Year Fixed Rate|ProductAttribute=APR#
Points: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=15 Year Fixed Rate|ProductAttribute=POINTS#
Estimated Monthly Payment: #ProductLine=Mortgage|Brand=citizensbank|Region=OH|NAME=Conforming Fixed Rate Mortgage - Purchase|Descr=15 Year Fixed Rate|ProductAttribute=MONTHLY_PAYMENT#
Get Started*More information on rates and repayments
What type of Mortgage is right for you?
Benefits of a Citizens Home Mortgage
Competitive Rates
Save even more when you set up automatic payments from your Citizens checking account or consumer checking account plus enroll in electronic billing statements for your new home loan.1
Interested in learning more?
Get a 0.125% Rate DiscountExtra Ways to Save
Find a home using our digital home loan experience, apply online for a mortgage or refinance a loan and get a cash reward!
Learn more about
Your Home RewardsGuidance For You
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them.
Call 1-888-514-2300
Find a Loan OfficerLet's Get Started!
First timer? Start here!
When you’re ready to buy your first home, you’ll probably have a lot of questions. There’s really no other purchase like a home, so it’s hard to prepare for this experience.
Ready for what's next?
From finding your home to managing your loan, we’re ready to help — on your terms.
Easily start your journey online, using our digital home loan experience. (You can also get help from a human whenever you need it).
Ready to Apply?
We’re excited to offer our customers a fast and simple way to apply and qualify for a home loan refinance with our new online application process.
We’ll help you every step of the way. Complete your profile and upload your documents for your new home, all online.
Apply Now*Still have some questions?
Our team of mortgage refinance experts at Citizens is committed to helping customers find the home loan solution that’s right for them.
Call 1-888-514-2300
Get StartedResources for New Home Mortgage Customers
How much home can you afford?
Before you hit the streets with a realtor, you need to have a good sense of a realistic budget.
Learn More
Top 6 Questions About Mortgages
Learning about different lending options and terms will help you become an informed savvy buyer.
Learn MoreHome Loan Originator NMLS Status
Our Home Loan Originators are registered with the Nationwide Mortgage Licensing System and Registry (NMLS). Check your loan originator's status here.
Get StartedExisting Mortgage Customers
Find information about your existing mortgage account, payment options and ways to contact us. Customer Service Representatives are available Monday-Friday 8 a.m. to 8 p.m. ET at 1-800-234-6002.
Learn More
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
(NMLS ID# 433960).
Mortgages are offered and originated by Citizens Bank, N.A. All loans are subject to approval.
Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903
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1The purchase-and-sale agreement for your new home must be signed within 30 days of rate lock and loan must close within 60 days of rate lock.
2In the following states: CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VA ,VT, a Citizens consumer checking account set up with automatic monthly payment deduction and e-statement enrollment is required at time of loan origination to be eligible for a 0.125 percentage point mortgage interest rate discount. All other states require a consumer checking account set up with automatic monthly mortgage payment deduction. E-statement enrollment is required at time of loan origination to be eligible for the 0.125 percentage point interest rate discount. One offer per property. Not applicable to Bond or CRA loan programs. Other exclusions and restrictions may apply.
Zillow Source: zillow.com/lender-profile/CitizensBankNA
