Ask the experts: legal matters
Will my warranty cover my bike my repairs?
My boyfriend bought a motorbike with a one-year warranty. After a month an oil warning light came on the bike, but since filling it up the light remained on. We then realised the light had a joint purpose - low oil and to indicate a service was due. The bike then broke down due to low oil, but we assumed the light was lit because the service was due. Now we are told we're not under warrenty for ignoring the warning. What can we do?
Can I buy a property with my sister?
My sister lives in a flat she owns with our mum, who doesn't live there. She is going to work in America, but they don't want to fall off the property ladder. My sister has a mortgage of £170,000, as well as £70,000 in cash. My mother has around £50,000 to invest. I have no cash but have a £36,000 salary. Will a mortgage provider a) lend to me separately from my sister, and b) accept three owners in divisible equity shares?
Why won't npower pay me my dual fuel reward?
Last year npower persuaded us to switch energy supplier with the promise of a dual fuel reward of £60 on our final electricity bill in a 12-month period. This didn't appear, and I've since discovered I must wait 15 months for the refund, not 12. Isn't this a breach of advertising?
Is my damp proof guarantee valid?
I bought a house two-and-a-half years ago, which I have since discovered has rising damp. According to the papers that came with the property a damp proof course was installed four years ago, and I have a copy of the associated 30-year damp proof guarantee. This wasn't conveyed to me when I moved, which apparently invalidates the agreement. What can I do?