Tradespeople Insurance

What does Tradesman Insurance Cover?

Insurance for Tradesmen can be typically be arranged to cover:

• Employers Liability – This will protect you should any of your employees have an accident or worse as a direct result of working for you. This could be falling from a height if the ladder provided for the job was wrong or having something fall on them if a ceiling joist is not properly secured. EL Insurance is a legal requirement by UK of you have any employees, even volunteers.
• Public Liability – PL Insurance provides cover if a member of the public, or even a Building Standards Inspector visiting your site were to have an accident. Public Liability Insurance can be a requirement by some companies before taking out a contract with them.
• Tool Insurance – Tools are the backbone of your business and should not be underestimated. Tools are often collected over a period of time and can amount to a large sum of money. If your tools were to be lost, stolen or damaged, would you be able to buy everything in one go and start back at work immediately?
• Hired In or Own Plant – Any plant you own should be insured, especially if hired in. Any plant that you rent, you are liable for even for and can be forced to pay for any repairs and rent for the plant whilst the repairs are taking place.
• Business Interruption – If for some reason you are not able to continue with work, like flooding on your site or your tools being stolen, Business Interruption Insurance can help to cover the costs of fixed overheads like wages or Plant Hire while your income has stopped.

Examples of Insurance we can offer:

Builder Insurance

Joiner Insurance

Electrician Insurance

Plumber Insurance

Roofer Insurance

Kitchen Fitter Insurance

Gardener Insurance

Handyman Insurance

We insure nearly ALL trades. The above is just an example of some of the main tradesmen we insure. Not on the list? Call us and we can find the right policy to cover you and your particular trade. From Electricians undertaking Phase 3 Electrical Work to Satellite Dish Installers, we can access a large panel of insurers to get you covered whatever the trade or limit of Liability you require! Call 0800 085 3761 and speak to one of the team today. We will not be beaten on Price.