Our expert take | Company | Policy Name | Forbes Advisor Rating | Monthly average cost for 20-year, $500,000 coverage | |||||
---|---|---|---|---|---|---|---|---|---|
Best overall for term life insurance rates | Symetra | ![]() |
Symetra SwiftTerm | 5.0 | ![]() |
Compare Quotes | Compare quotes from participating carriers via Policygenius.com | $28 | |
Great for choices of term lengths | Corebridge Financial | ![]() |
Select-a-Term | 4.7 | ![]() |
Compare Quotes | Compare quotes from participating carriers via Policygenius.com | $28 | |
Best cost for $1 million term life | Pacific Life | ![]() |
PL Promise Term | 4.7 | ![]() |
Compare Quotes | Compare quotes from participating carriers via Policygenius.com | $28 | |
Great for older buyers of 30-year term life | Penn Mutual | ![]() |
Non-Convertible Term | 4.7 | ![]() |
Compare Quotes | Compare quotes from participating carriers via Policygenius.com | $28 | |
Great for long level term lengths | Protective | ![]() |
Classic Choice Term | 4.7 | ![]() |
Compare Quotes | Compare quotes from participating carriers via Policygenius.com | $29 | |
Best for highest coverage amounts | Legal & General America | ![]() |
OPTerm | 4.0 | ![]() |
Compare Quotes | Compare quotes from participating carriers via Policygenius.com | $30 | |
Best for buyers in their 50s | Transamerica | ![]() |
Trendsetter Super | 4.0 | ![]() |
Compare Quotes | $30 |
Costs are based on 30-year-old males and females in excellent health.