Rachit Chawla

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  • Current Account Vs Savings Account

    Banking comes in many shapes and sizes. While you might be familiar with cash, credit cards, checkbooks, and even bitcoin, the most common forms of banking are current accounts and savings accounts. People use these two types of accounts every day,...
  • What Is NCB In Car Insurance And How Does It Work?

    A non claims bonus (NCB) refers to a decrease in your premium costs if you don’t register claims within the duration of the policy tenure. If you have been a decent driver and are always able to avoid claims and...
  • Pre Owned Car Loan: Meaning And How To Apply For One In July 2024

    Cars are definitely among the things that can be classified as both necessity and luxury. Purchasing a brand new car or even a second hand model can take up a lot of your budget and may take years for you...
  • What Is Loan Against Property And How Does It Work?

    Loan against property (LAP) is a type of loan facility availed by individuals and businesses against the mortgage of a commercial or residential property. It is a secured loan, where the borrower pledges the property as collateral against the loan...
  • What Is A Current Account And How Does It Work?

    The vast majority of individuals make use of current accounts, which often come equipped with essential features such as debit cards and protection against overdrafts. In this comprehensive guide, we’ll go over the many different types of checking accounts, break...
  • How To Effectively Manage Your Home Loan EMI

    Managing your house loan EMI properly is essential to ensuring that it does not disrupt the rest of your finances. Regardless of whether you are in the market for a new house or making this choice as an investment, a...
  • How To Make Money Online

    In the highly modern and technologically advanced world of today, we now have the internet where we can conveniently look for anything we want. From a certain product to a person, or place, you can rely on your device to...
  • What Is OTP In A Credit Card Transaction?

    Online banking and credit cards have made everything much better and more efficient in paying for purchases such as food, clothing, or any other expenses. Now that many people use credit cards for various transactions, they are now prone to...
  • What Is Credit Card Balance Transfer?

    Using credit cards for payments is definitely one of the most convenient methods around. Just whip out your card for every shopping spree, and you’re all good even without having cash or readily available debit balance on your account. However,...
  • Transfer Money From Credit Card To Bank Account

    Credit cards have been playing an essential role in our life. When they are used responsibly, they are able to help us with earning rewards, dealing with accidents, touring or unanticipated spending, and developing credit, which are all considered valuable...
  • How To Save More Money In 2022

    Saving money seems like a very simple task. However, this is not the case for everyone. Considering that we have varying incomes, necessities, expenses, responsibilities, and likes, it’s evident that we also have different saving capabilities.  The good thing is...
  • Personal Loans For Self-Employed

    Personal loans have always been a way for people to take out money for paying personal needs such as groceries and utility bills, or simply a way to get to the next paycheck. Personal loans are easy to get since...
  • How To Apply For A Personal Loan On Aadhaar?

    Borrowing money has always been the go-to solution for people who need cash immediately. True enough, there are hundreds of banks and lending institutions that are ready to lend some money to those who are in need. There are different...
  • When Should You Get An Emergency Loan?

    Emergency personal loans are those taken for emergency use. While there are several types of loans, emergency loans are common to people who have an immediate need for cash for emergency purposes. They are commonly used to pay for medical...
  • Personal Loan For Pensioners

    Growing old isn’t bad as it seems. And believe it or not, there are a lot of people who either enjoy retirement or working when they become senior citizens. Either way, financial opportunities for senior citizens are as good as...
  • Difference Between Secured Loan And Unsecured Loan

    Borrowers are often presented with different types of loans, such as personal loans, cash loans, salary loans, business loans, etc. In general, all loans are distinguished as secured and unsecured. Here’s what you need to know about the difference between...
  • Basics Of A Personal Loan

    Any kind of credit that caters to the personal needs of individuals is called a personal loan. Applying for personal loans means you ask to borrow from a financial entity such as a bank or a credit union a certain...