With a 0% intro APR on purchases for 12 months from the date of account opening, then a variable rate of 18.49% - 26.49% applies, The Blue Business® Plus Credit Card from American Express (terms apply, see rates & fees) does not offer the longest 0% intro APR period. But it ranks at the top of our list because of its other perks and benefits.
Intro APR offer: 0% intro APR on purchases for 12 months from the date of account opening, then a variable rate of 18.49% - 26.49% applies.
Rewards: Earn 2 Membership Rewards points per dollar on everyday business purchases such as office supplies or client dinners up to the first $50,000 in purchases per year, then 1 point per dollar on all other purchases.
Welcome offer: Earn 15,000 Membership Rewards points after spending $3,000 in purchases in the first 3 months of account opening.
Annual fee: No annual fee
Other benefits and drawbacks: The Blue Business® Plus Credit Card from American Express focuses on rewards, offers a welcome bonus and still has a solid intro APR period. With car rental loss and damage insurance¹, extended warranty², purchase protections² and more, this card covers its bases. You’ll also earn American Express Membership Rewards® which can be transferred at a 1:1 ratio to a number of airline and hotel partners.