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Clint Proctor

Lead Editor, Credit Cards & Travel Rewards

About

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. After starting his own personal finance blog in 2018, Clint quickly began freelance writing for several national publications including Business Insider, MyFICO, Credit Karma, Magnify Money, ChooseFI, DoughRoller and more. Within a year, he was able to quit his job and focus full-time on creating personal finance content.

After accepting his first part-time editor role in 2020, he transitioned to full-time editing work from 2021-2022 before joining Forbes Advisor’s Credit Cards and Travel Rewards editorial team in 2023. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.

In addition to his bucket list of world travel destinations, he would love to visit all 63 U.S national parks. When he’s not editing or traveling, you’ll most likely find him spending time with his wife and two boys with a cup of coffee in his hands.

Expertise

  • Earning credit card rewards
  • Maximizing points and miles
  • Traveling on a budget
  • Building credit
  • Traveling with kids

Achievements

  • 5 years of experience in personal finance journalism
  • Contributor to national personal finance brands, including Business Insider and myFICO
  • Millions of miles and points redeemed for travel

Other Publications

Education

Palm Beach Atlantic University, Bachelor of Science in Organizational Management

  • Best Credit Cards For Study Abroad Of July 2024

    If you’re preparing to study abroad, you might want to consider applying for a credit card before you leave the country. But even if you’re already living and studying internationally, you can still get a U.S. credit card, as long...
    Best Credit Cards For Study Abroad Of July 2024
  • Best U.S. Bank Credit Cards Of July 2024

    When you’re trying to find a credit card that fits your needs and preferences, it’s generally wise to consider cards from various banks. But if you already have or want to have a relationship with a specific financial institution, like...
    Best U.S. Bank Credit Cards Of July 2024
  • Business Credit Cards That Offer Preapproval Or Prequalification For July 2024

    When you’re shopping for a new credit card, it can feel like a chore. It’s even worse when the process drags on. That’s why instant approval credit cards are so popular: You get an immediate answer and can move onto...
    Business Credit Cards That Offer Preapproval Or Prequalification For July 2024
  • Best Credit Cards For Home Improvement Projects Of July 2024

    A credit card can be a useful tool when it comes to home improvements. That’s true whether you’re shopping for a home remodel online or in a big box store. By picking up one of the best credit cards for...
    Best Credit Cards For Home Improvement Projects Of July 2024
  • Best Everyday Credit Cards Of July 2024

    There are a lot of ways to maximize your spending, but for most people, everyday credit cards are all you need. These cards reward you for purchases that are commonly made on an ordinary day. Depending on what you spend...
    Best Everyday Credit Cards Of July 2024
  • Best Credit Cards With No Preset Spending Limit Of July 2024

    Credit cards with no preset spending limit serve consumers seeking flexibility, convenience and control over their finances. Unfortunately, there are only a few cards that advertise no preset spending limit and most are from American Express. It’s also worth noting...
    Best Credit Cards With No Preset Spending Limit Of July 2024
  • Best Credit Cards For Apple Purchases Of July 2024

    Whether you are buying Apple products for yourself or as a gift for others, it makes sense to choose the right credit card to maximize rewards and benefits on this often sizable purchase. While earning rewards might seem like the...
    Best Credit Cards For Apple Purchases Of July 2024
  • Best Credit Cards For Black Friday And Cyber Monday Of 2024

    The unofficial holidays of Black Friday and Cyber Monday are heavily advertised as some of the best times to find the best savings on all of your shopping needs. While it’s true that many retailers offer deep discounts on popular...
    Best Credit Cards For Black Friday And Cyber Monday Of 2024
  • Best High-Limit Secured Credit Cards Of July 2024

    High-limit secured credit cards are able to better accommodate the daily spending of cardholders while keeping their credit utilization rate low to enhance their credit score. These cards offer higher credit limits compared to other secured cards, if you can...
    Best High-Limit Secured Credit Cards Of July 2024
  • Best Business Credit Cards For Bad Credit Of July 2024

    Poor credit can make qualifying for most business credit cards—or any credit cards, for that matter—difficult. There are options for businesses without great credit, but most require a deposit, so be prepared to opt for a secured card. If you’re...
    Best Business Credit Cards For Bad Credit Of July 2024
  • Best Credit Cards For Military Of July 2024

    Serving in the military often involves significant sacrifices and unique challenges. And your financial needs might be different, too. Fortunately, there are several credit cards that cater to the lifestyle and needs of military members. Choose from options with no...
    Best Credit Cards For Military Of July 2024
  • Best Credit Cards For Gamers Of July 2024

    While there are only a couple of cards targeted specifically at gamers, there are credit cards that can help you maximize your rewards on gaming purchases. Whether you’re shopping for a new console, game credit or paying for high-speed internet,...
    Best Credit Cards For Gamers Of July 2024
  • Best Extended Warranty Credit Cards Of July 2024

    A credit card’s extended warranty coverage is one of those things you might think about after you’ve had your card for a while. But if you know you’ll use your credit card for big-ticket or high-value purchases, it might be...
    Best Extended Warranty Credit Cards Of July 2024
  • Best United Credit Cards Of July 2024

    United Airlines transported 165 million passengers in 2023. If you’re reading this, there’s a good chance you were one of them. Many flyers can’t wait to hear the sweet roar of a pair of GE or P&W turbofans during takeoff....
    Best United Credit Cards Of July 2024
  • Best Credit Cards For Teachers July 2024

    No matter where you teach, you’re probably juggling a lot of responsibilities at once: grading papers, planning curriculum, trying to meet each student where they are, as well as working extra hours. Add to that managing a personal life and...
    Best Credit Cards For Teachers July 2024
  • Best Business Credit Cards For Fair Credit Of July 2024

    If you have fair credit, there are fewer business credit card options compared to what’s available to those with good or excellent credit. But you can consider one of the cards on our list of the best business credit cards...
    Best Business Credit Cards For Fair Credit Of July 2024
  • Best Credit Cards For Construction Companies Of July 2024

    Managing transactions in the construction industry can be an immense task, which makes it essential for companies to have access to the right business credit cards and associated management tools. Finding the best credit card for your construction company can...
    Best Credit Cards For Construction Companies Of July 2024
  • Best Credit Cards For Nonprofits Of July 2024

    Like for-profit businesses, nonprofits can also obtain credit cards in order to make recurring payments, buy supplies online, and manage employee travel spending. We’ve chosen some of the cards that are best suited to the needs of nonprofits and their...
    Best Credit Cards For Nonprofits Of July 2024
  • Best Credit Cards For 500 Credit Score Of July 2024

    Whether your credit score is in the 500s because you’re building your credit from scratch or trying to rewrite credit history after an unexpected financial setback, you might want to look into a secured credit card that you can use...
    Best Credit Cards For 500 Credit Score Of July 2024
  • Best Business Credit Cards With No Foreign Transaction Fee Of July 2024

    In today's global economy, many businesses have expanded their operations internationally. Whether you're attending a conference in a foreign country, meeting with potential clients abroad or purchasing goods and services from an overseas supplier, having a business credit card that...
    Best Business Credit Cards With No Foreign Transaction Fee Of July 2024
  • Best Credit Cards For Medical Expenses Of July 2024

    Medical expenses can come out of the blue and be some of the largest expenses you’ll have in your lifetime. Finding a credit card that offers benefits in the short to long term not only allows you to save money...
    Best Credit Cards For Medical Expenses Of July 2024
  • Best No Annual Fee Credit Cards Of July 2024

    When used wisely, credit cards become powerful financial tools. Not only do many credit cards come with valuable consumer protections and assurances, many also allow you to earn rewards for each dollar you spend. Some credit cards even extend 0%...
    Best No Annual Fee Credit Cards Of July 2024
  • Best 3% Cash Back Credit Cards Of July 2024

    The best 3%+ cash-back credit cards offer 3% or more on purchases within everyday categories such as dining, groceries, gas and more. Using one of these cards could be a good option if your daily spending tilts towards a category...
    Best 3% Cash Back Credit Cards Of July 2024
  • Best American Express Business Credit Cards Of July 2024

    Terms apply to American Express benefits. See the cardholder agreement for terms and restrictions. American Express is known for its vast collection of valuable perks, generous rewards and extensive transfer partner network. American Express business cards come with as many...
    Best American Express Business Credit Cards Of July 2024
  • Best Credit Card Referral Bonuses By Issuer July 2024

    Credit card issuers often provide incentives for new cardholders. Those benefits can sometimes extend to existing cardholders who refer their friends and family members to apply for a credit card. If you have a credit card you love, check to...
    Best Credit Card Referral Bonuses By Issuer July 2024
  • Bellco Colorado Rewards Visa Review 2024

    If you're big on recreation and outdoor gear, the Bellco could deliver major value. You'll earn up to three points per dollar on a wide variety of categories, many of which are tailored to those with active lifestyles. The main...
    Bellco Colorado Rewards Visa Review 2024
  • Best First Credit Cards To Build Credit Of July 2024

    Unless you’re fully committed to an off-the-grid lifestyle—and if you are, that’s super cool—you’re likely going to need credit for many important things like mortgages, auto loans and even potentially insurance or tenant screenings. But good credit needs to be...
    Best First Credit Cards To Build Credit Of July 2024
  • 5 Of My Favorite Gas Credit Cards To Fuel Your Summer Road Trip

    When you're gearing up for a summer road trip, it's important to plan ahead to make your travels as safe and relaxing as possible. As a mother of three, with two children involved in competitive sports, I'm no stranger to...
    5 Of My Favorite Gas Credit Cards To Fuel Your Summer Road Trip
  • Best Hotel Booking Sites To Find The Cheapest Rates

    Booking a hotel can be a pain point for travelers—in part, because there are so many options. The biggest issue is pinning down the cheapest price, but there are dozens of hotel booking sites out there, each with their own...
    Best Hotel Booking Sites To Find The Cheapest Rates
  • Amex Blue Cash Everyday Vs. Amex Blue Cash Preferred

    If you spend a significant amount of money on groceries, getting cash back on those purchases might pique your interest. American Express offers both the (terms apply, see ) and the (terms apply, see ) to those looking for rewards...
    Amex Blue Cash Everyday Vs. Amex Blue Cash Preferred
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About

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.