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Amy Danise

Managing Editor, Insurance

About

Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.

Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.

Amy’s goal is to distill complex insurance topics into accessible and actionable information. She works with the insurance editorial team to translate insurance jargon into clear language and help consumers understand how much they should expect to pay for insurance and which companies offer the best products. She develops data-driven methodologies to identify the best insurance companies so that consumers can better navigate the large and complicated landscape of insurance.

Amy leverages her wide range of insurance industry contacts and knowledge of data sources to develop Forbes Advisor’s insurance content. She regularly reviews state regulatory filings made by insurance companies to uncover information that isn’t available elsewhere.

In her previous roles she has managed insurance editorial operations at high-profile personal finance websites and been quoted by major news outlets including The New York Times, The Wall Street Journal, The Washington Post and CNBC.

She’s especially interested in how the insurance industry increasingly uses the personal data of policyholders and applicants in ways that consumers aren’t aware of.

Expertise

  • Auto insurance
  • Home insurance
  • Renters insurance
  • Life insurance
  • Pet insurance
  • Travel insurance
  • Health insurance
  • Small business insurance
  • Insurance regulation
  • Trends in insurance rates

Achievements

  • More than 25 years of experience creating consumer insurance articles
  • Quoted in national news outlets

Education

Bachelor’s degree in American studies from Wesleyan University

  • Allstate Vs. State Farm: Comparing Car Insurance 2024

    State Farm is generally going to be the better choice for car insurance when compared to Allstate, based on our wide-ranging analysis of insurance rates. But both State Farm and Allstate tend to be encumbered by high rates in general,...
    Allstate Vs. State Farm: Comparing Car Insurance 2024
  • Progressive Vs. State Farm: Comparing Car Insurance 2024

    Progressive is a better option than State Farm in many cases thanks to its low rates and robust coverage offerings. Make sure to compare other insurers as well, since neither company could turn out to be your optimal option.
    Progressive Vs. State Farm: Comparing Car Insurance 2024
  • 4 Best Instant Life Insurance Companies Of 2024

    Our analysis has found that Symetra is the best instant life insurance company. Our other top picks are Ladder, Wysh and Fabric. The best instant life insurance companies provide the convenience of a quick application approval and no medical exam....
    4 Best Instant Life Insurance Companies Of 2024
  • 4 Best Senior Life Insurance Companies In 2024

    Our analysis of cash value and term life insurance policies found that Protective, Pacific Life, Equitable and Corebridge have the best senior life insurance. Life insurance costs increase with age, but that doesn’t mean you can’t find affordable senior life...
    4 Best Senior Life Insurance Companies In 2024
  • 10 Best Life Insurance Companies of July 2024

    We thoroughly analyzed the term life and cash value policies of 16 companies and found that Pacific Life and Protective are among the best life insurance companies, earning five stars in our analysis. We used a database of more than...
    10 Best Life Insurance Companies of July 2024
  • The Insurance Sleuth: Is Pet Insurance A Waste Of Money If Your Pet Is Young And Healthy?

    Editor’s Note: In The Insurance Sleuth, Jason Metz tracks down answers to your questions about enigmatic insurance topics. Have a question? Send him a message and be sure to choose a fun pseudonym in case we use your question. We...
    The Insurance Sleuth: Is Pet Insurance A Waste Of Money If Your Pet Is Young And Healthy?
  • 10 Best Life Insurance Companies of July 2024

    Adding life insurance to your financial plan is a must-do if you want to protect your loved ones. But with so many options out there, it can be tough to find the best life insurance for your needs. We thoroughly...
    10 Best Life Insurance Companies of July 2024
  • The Hartford/AARP Homeowners Insurance Review 2024

    The Hartford/AARP home insurance sells policies in 36 states. Though anyone in those states can buy a policy from The Hartford/AARP, only AARP members are eligible for a membership discount.
    The Hartford/AARP Homeowners Insurance Review 2024
  • Pet Insurance That Covers Pre-Existing Conditions

    If you’re shopping for pet insurance, it’s important to understand the limitations of the policy—such as treatment for pre-existing conditions, which can add up. Just like car insurance, which doesn’t cover accidents before coverage begins, pet insurance typically won’t cover...
    Pet Insurance That Covers Pre-Existing Conditions
  • 8 Cheapest Pet Insurance Companies Of 2024

    If your dog swallows a tennis ball or suffers from a major illness (such as cancer), you could end up with an expensive trip to the emergency vet. A good way to financially prepare for these unexpected incidents is by...
    8 Cheapest Pet Insurance Companies Of 2024
  • Best Commercial Truck Insurance of 2024

    Based on our analysis, 1st Guard, Great West Casualty, RLI Insurance and Sentry are the best commercial truck insurance companies. We looked at coverage options, special features and complaints in our evaluation. Here’s what sets them apart.
    Best Commercial Truck Insurance of 2024
  • Best Life Insurance Companies In Maryland Of 2024

    Life insurance is a critical piece of a healthy financial plan. Whether you’re reevaluating your needs or buying for the first time, the right time is always now when it comes to life insurance. Marylanders have no shortage of options...
    Best Life Insurance Companies In Maryland Of 2024
  • Assurant Renters Insurance Review 2024

    Assurant’s renters policies might be worth a look for the coverage features that normally aren’t part of a base policy with other companies. But due to its very high complaint level we can’t recommend Assurant. In addition, Assurant’s rates may...
    Assurant Renters Insurance Review 2024
  • Pet Liability Insurance for Renters 2024

    Animal-related accidents, particularly dog bites, are a common occurrence nationwide. In 2022 alone, U.S. insurers saw a significant surge in payouts for dog-related injury claims, surpassing $1 billion and amounting to almost $65,000 per claim, according to the Insurance Information...
    Pet Liability Insurance for Renters 2024
  • Best Wedding Insurance Of 2024

    The best wedding insurance company is Wedsure, according to our analysis. We evaluated five well-known companies to find the best option. Money worries shouldn't put a damper on your wedding day. Wedding insurance can help take some of the financial...
    Best Wedding Insurance Of 2024
  • Best Small Business Insurance Of July 2024

    We analyzed the official complaint records of 28 insurers and found that Allianz and Clear Blue are the best small business insurance companies. Small business insurance will cover your company from a variety of issues, like workplace injuries, stolen business...
    Best Small Business Insurance Of July 2024
  • Best Commercial Auto Insurance Companies Of July 2024

    We found that Acuity, Auto-Owners, Axis, Federated Insurance, The Hartford, Nationwide and Sentry are the best commercial auto insurance companies. Each scored five out of five stars in our analysis. We evaluated 28 large business insurance companies based on complaint...
    Best Commercial Auto Insurance Companies Of July 2024
  • A Brief Guide On How To Insure Jewelry

    Maybe your grandma left you an heirloom ruby necklace valued at $10,000 after she passed away. Or perhaps you’ve got a $30,000 engagement ring on your finger after a proposal on Valentine’s Day. You may have even treated yourself, and...
    A Brief Guide On How To Insure Jewelry
  • How Do You Insure A Holiday Gift?

    The holiday season is well-known for sweet treats and shiny objects. But those gift wrapped goodies can attract the wrong type of attention. Among the holiday cheer and chaos are cagey crooks ready to swipe your gifts. They hang out...
    How Do You Insure A Holiday Gift?
  • What To Do If You Can’t Pay Your Life Insurance Bill

    Inflation and rising costs are putting pressure on many Americans to look for ways to save. The increased financial strain may force you to consider skipping life insurance premium payments. Depending on the type of policy you have, there may...
    What To Do If You Can’t Pay Your Life Insurance Bill
  • Best Travel Medical Insurance For Visitors To The USA Of 2024

    Visitors insurance—also called travel medical insurance—can reimburse a person’s medical expenses if they get sick or injured during a trip to the United States. That’s important because health insurance from other countries generally isn’t accepted in the U.S. and the...
    Best Travel Medical Insurance For Visitors To The USA Of 2024
  • USAA Travel Insurance Review 2024

    USAA sells travel insurance through a partnership with Travel Insured International. The Worldwide Trip Protector is a top-scoring policy in Forbes Advisor’s ratings of the best travel insurance. This policy offers robust benefits at a lower price compared to other...
    USAA Travel Insurance Review 2024
  • Travel Insurance Costs Fall: March 26, 2024

    Travelers booking trips last week (March 17 through March 23) had their sights set on the United States, Japan and Great Britain (UK). Those are currently the most popular top destinations based on travel insurance policy sales. The average travel...
    Travel Insurance Costs Fall: March 26, 2024
  • What Is Term Life Insurance?

    Term life insurance is usually the most affordable option when you want life insurance to cover financial obligations that are temporary. If you’ve got specific debts to cover, like a mortgage or a child’s college education, the best term life...
    What Is Term Life Insurance?
  • Best Universal Life Insurance Companies Of July 2024

    Penn Mutual earned the top spot in our analysis of best universal life insurance companies. Universal life insurance builds cash value and gives you some wiggle room if you want to adjust your policy down the line. It's often more...
    Best Universal Life Insurance Companies Of July 2024
  • Is Life Insurance Taxable?

    The primary purpose of life insurance is to provide a death benefit that can take care of your loved ones financially. A bonus is that life insurance death benefits aren’t typically taxed. Since coverage amounts can be very high—into the...
    Is Life Insurance Taxable?
  • A Marijuana User’s Guide To Life Insurance

    Marijuana is approved for medical use in 38 states and recreational use in 23 states, with continued growth expected. As the acceptance and legalization of marijuana for medical and recreational use continues to rise, cannabis users may be interested in...
    A Marijuana User’s Guide To Life Insurance
  • What Is The Health Insurance Marketplace?

    The Affordable Care Act (ACA) health insurance marketplace is an option if you can’t get an employer-sponsored health insurance plan. ACA health plans, sometimes called Obamacare, offer comprehensive coverage. They’re also the only type of health insurance with premium tax...
    What Is The Health Insurance Marketplace?
  • Mortgage Insurance Vs. Home Insurance

    Mortgage insurance and home insurance are not the same thing. They’re designed to cover different interests and different risks. But many prospective homeowners may be confused by these terms during the home buying process. In some cases, you may need...
    Mortgage Insurance Vs. Home Insurance
  • Best Watch Insurance Of 2024

    Buying a luxury watch can be a good financial investment, but it’s important to have the right type of insurance for your timepiece. Standard home insurance policies provide limited coverage for expensive watches, so getting a specialized watch insurance policy...
    Best Watch Insurance Of 2024

About

Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.