Credit Cards Banking Mortgages Student Loans Personal Loans Auto Insurance Life Insurance Taxes Your Money The best CD rates on the market for July We analyzed more than 300 data points to find the best CD accounts and CD rates available today. See our top picks based on APYs, fees, and more. How much money should you keep in your checking account? The answer might surprise you. Here’s how much you should really keep in a checking account. Best business credit cards for July Our picks for the best credit cards for business include the Chase Ink Business Cash and Amex Blue Business Plus Card. When will the housing market crash again? Here's what experts say. The current housing market is different from the one that led to the 2008 housing crash. Here's a look at 2024 and 2025. The 10 best high-yield savings accounts for July See our top picks based on interest rates, fees, and more. How to request a lower credit card minimum payment The best way to work out a lower minimum payment is to contact your issuer directly. Here’s how, and the risks you should know. Calculators and Tools Mortgage payment calculator Estimate your monthly payments and see how much goes toward the principal amount, interest, taxes, and insurance with the mortgage calculator. How much house can I afford? Run the calculations to determine which type of mortgage you might qualify for and how much house you can afford. Watch Now - Personal Finance Global wealth is slowing? UBS economist explains why A recent UBS Global Wealth report reveals that global wealth increased by 4.2% in 2023. However, the report also indicates a deceleration in the rate at which individuals are accumulating wealth. To shed light on this trend, UBS Global Wealth Management chief economist Paul Donovan offers his analysis. Donovan explains that the primary factor behind this slowdown is the natural progression of economic development. As populations transition from low or middle-income status to higher income brackets, "naturally the pace of wealth accumulation is likely to slow," he notes. This phenomenon is particularly evident in more mature economies like those in European nations and the United States. Donovan emphasizes the crucial role of demographics in wealth creation. "Slowing wealth is tending to be more likely where you have slowing population growth or negative population growth," he explains, adding: "You've got to bear in mind wealth is something which is generated by people in your country." For more expert insight and the latest market action, click here to watch this full episode of Wealth! This post was written by Angel Smith 04:32 Adjusting your finances for when and if the Fed cuts rates 03:07 Getting your debt under control before retirement 05:03 Why investors are flocking to active ETFs to beat uncertainty 02:23 The Sahm Rule defined: What it means for your money Editor's Picks The best business credit cards Our picks for the best credit cards for business include the Chase Ink Business Cash and Amex Blue Business Plus Card. The best credit cards for vacations Before leaving on vacation, use this guide to secure the right card for saving on travel expenses. The best CD rates on the market We analyzed more than 300 data points to find the best CD accounts and CD rates available today. See our top picks based on APYs, fees, and more. Is this a good time to buy a house? It's rarely easy to buy a home. And if you can find a house you love, the question becomes: Is now a good time to buy? The 10 best high-yield savings accounts We analyzed nearly 300 data points to find the best high-yield savings accounts available today. See our top picks based on interest rates, fees, and more. The best travel credit cards Here are some of the top travel credit cards available right now, whether you’re looking for everyday rewards or luxury benefits. The best personal loan rates The best personal loan lenders offer borrowers the lowest rates and issue funds quickly. Here's how to find the best personal loans to meet your financial goals. The 10 best money market accounts We analyzed more than 100 data points to find the best money market accounts available today. See our top picks based on interest rates, fees, and more. Tips for getting cheap car insurance No one wants to pay more than necessary for car insurance. Here are ways to lower your bill or find cheaper coverage. Best credit card sign-up bonuses A great welcome bonus adds a big boost to your first-year credit card rewards. Get started with our top picks today. The best credit cards for cruises Ready to set sail? Make sure you have one of these best credit cards for booking cruises in your wallet first. The best credit cards for wedding expenses Whether you’re going all-out for a destination wedding or having a small ceremony near home, these credit cards can help you save money on your nuptials. Mortgage refinance: How to get started If you want to refinance your mortgage, here's everything you need to get started. Learn whether refinancing is a good decision right now. The best credit cards Whether you’re looking for your first or fifth credit card, we’ve put together our best credit card picks over various categories. The best cash-back credit cards We've reviewed the best cash-back cards available today that we believe can offer maximum savings on the purchases you make most often. How to get the lowest mortgage rates Buying a house when interest rates are high requires an understanding of your mortgage options. Learn how to get the lowest mortgage rates in the current market. What is a home equity loan? Home equity loans are great options for homeowners who need a lump sum to cover value-building home improvements. Learn whether a home equity loan is a good fit. Best credit cards for gas With gas prices consistently climbing, see which cards can help you save the most at the pump. How to buy a house When you're ready to buy a home, you'll shop for mortgage lenders, get preapproval letters, and choose a real estate agent. Learn how to buy a house in 2024. The best balance transfer credit cards We've put together a list of the top balance transfer cards that can help you pay down debt without immediately accruing more interest. More Personal Finance Resources 17 savings accounts that pay 5% APY or higher Looking for the highest-earning savings accounts available today? These free high-yield savings accounts pay 5% APY or more. Open an account today and start growing your savings. Bask Bank review 2024: Accounts, rates, fees, and more Bask Bank is an online bank known for offering high interest rates on savings accounts and CDs. Is Bask Bank a good bank? Learn more with this in-depth review. Truist mortgage review 2024 Truist mortgages come with down payment assistance and lender credits for certain borrowers, and they have several types of loans. Find your Truist mortgage rate. A look at the federal funds rate over the past 50 years: How has it changed? The federal funds rate is a key tool used by the Federal Reserve to keep the economy running smoothly and manage inflation. Here’s a closer look at the historical Fed interest rate over the past 50 years and how it compares to today. Flagstar Bank mortgage review 2024 Flagstar Bank is a great mortgage lender for FHA loans, but it has many other types of home loans, too. Learn whether Flagstar Bank is the right lender for you. Costco Anywhere Visa® Card review: Members earn cash rewards for future Costco spending Earn up to 4% cash back with the Costco credit card, which you can redeem at the wholesale club once per year via annual rewards certificate. Physician mortgage loans: How they work and who qualifies Physician mortgage loans help medical professionals afford mortgages even with high levels of student debt. Learn whether you qualify for a physician loan. Savings account withdrawal limits: What you need to know Regulation D capped savings withdrawals at six per month. Even though that rule has been lifted, your bank may still limit the number of monthly withdrawals you can make from your savings account. Learn more about savings account withdrawal limits and how to avoid fees. Can you lose money in a high-yield savings account? In general, you can't lose money in a high-yield savings account as long as it's insured by the FDIC. However, certain factors can affect your balance. Learn more about protecting money in a high-yield savings account. Can you deposit someone else’s check in your account? The short answer: Yes, it's possible to deposit someone else's check into your account under certain circumstances. But not all banks allow it. Here's what you should know. 1 2 3 4 5 6 People also look for Is it a good time to buy a house? Compare high-yield savings accounts Best credit card sign-up bonuses Why are home prices so high? Best CD rates Best travel credit cards