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Top headlines
Lead story
As if owning a house weren’t expensive enough these days, the price of homeowners insurance has been skyrocketing. The average U.S. homeowners insurance premium rose over 11% in 2023, according to the market intelligence firm S&P Global. That’s more than three times the overall inflation rate. And as climate change leads to more costly hurricanes, fires and floods, prices are likely to rise further.
It’s enough to make some people give up on insurance entirely. In fact, millions of American homeowners have done just that, going without insurance and saving up to pay the full costs of any disaster that may befall their home.
To the risk-averse among us, that may sound terrifying. But Rick Gorvett, an expert in actuarial science from Bryant University, says so-called “self-insurance” can be a sound strategy for some homeowners. And it’s likely to become even more common.
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Tracy Walsh
Economy + Business Editor
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Home, risky home.
Guven Demir/E+/Getty Images
Rick Gorvett, Bryant University
Homeowners insurance is so expensive that some people are going without it.
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Environment + Energy
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Robin Kundis Craig, University of Kansas
A widely anticipated Supreme Court ruling will sharply limit federal agencies’ power to interpret the laws that they execute and decide how best to carry them out.
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Science + Technology
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Elaine Short, Tufts University
Disabled people are experts in using – and designing – assistive technologies. They have lessons to offer everyone about keeping control when help is offered.
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Sean Rafferty, University at Albany, State University of New York
Corn has its roots in Mexico about 9,000 years ago.
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Education
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Nikolas R. Webster, University of Michigan; Richard Paulsen, University of Michigan
A landmark settlement for student-athletes is raising questions that will take big-time college sports into uncharted territory, 2 sports management experts say.
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Politics + Society
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Kevin J. McMahon, Trinity College; Michael Paris, College of Staten Island, CUNY
How does someone with power and fame walk away from it? It’s not easy, as these three examples from politics and sports show.
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Matthew Hall, University of Notre Dame; Joseph Daniel Ura, Clemson University
What happens if the highest court in the land loses legitimacy?
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Kevin A. Young, UMass Amherst
By putting financial pressure on white businesses – often in a highly organized way – Black civil rights leaders achieved social change.
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Clare Pastore, University of Southern California
In a major homelessness ruling, the Supreme Court holds that cities and municipalities can punish people for sleeping outside, even when they have nowhere else to go.
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International
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Rainbow Murray, Queen Mary University of London
French far-right party, the National Front, has taken a third of votes, nearly doubling its support from 2022.
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Jason M. Blazakis, Middlebury
Listing a violent extremist group as ‘terrorist’ makes it illegal for any American to offer the organization financial support.
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Ethics + Religion
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Robert Rosenberger, Georgia Institute of Technology
Anti-camping laws are the centerpiece of the ‘hostile design’ strategies cities use to push the unhoused out of public spaces.
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